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Finance

Open Banking: What’s In It For You?

Open banking has heralded something of a revolution in the retail banking industry in the UK. It offers protection if you decide to share personal banking information with authorised third parties, and as a bank customer could offer you access to financial tools and resources that make money management easier. The second Payment Services Directive […]

A Sting In The Tail

Personal Contract Purchase (PCP) is used by thousands of drivers to finance a car purchase, as it offers flexibility and affordability. PCP is a loan but, unlike a traditional loan, you won’t own the car at the term end (unless you choose to). This has the advantage of lower monthly payments. Determined by the dealer, […]

How To Manage The Cost Of Entertaining The Kids This Summer (Not To Mention Back-To-School Expenditure)

How to manage the cost of entertaining kids this summer (not to mention back-to-school expenditure) If you’re worried about the cost of entertaining kids this summer, you’re not alone. It’s been estimated the average family spends £389 on entertaining the kids during the summer holidays.¹ Ecommerce marketplace Groupon surveyed 3,000 parents and found that 9% […]

Don’t Be An April Fool

Connecting an unprotected PC to the internet is rather like stripping naked, covering yourself in honey and throwing yourself into a nest of angry wasps: the question isn’t whether you’re going to get stung, it’s how bad the results are going to be. The internet is full of unpleasantness and some of it is trying […]

Which Type Of ISA Is Best For You?

Which Type Of ISA Is Best For You? Individual Savings Accounts were first introduced in 1999. They provided exemption from income tax and capital gains tax, and quickly became a popular place to save and invest. Back then, it was a straightforward choice between a Cash ISA or a Stocks and Shares equivalent, but with […]